Business Funding Made Simple

At K1Funding, we believe accessing capital shouldn’t feel like navigating a maze. Whether you’re expanding your team, upgrading equipment, covering cash flow gaps, or launching a new product, we make getting funded fast, transparent, and tailored to your business

We’ve helped hundreds of entrepreneurs like you access the right type of funding—without the long waits, rigid requirements, or confusing offers. You focus on growing your business. We’ll handle the funding side.

Explore our funding options below—or book a free call to find out which solution is right for your goals.

What Makes K1Funding Different?

Fast approvals—often within 24 hours

Flexible terms tailored to your revenue

No hidden fees or confusing structures

No collateral required (in most cases)

Real human guidance through the entire process

Explore Your Funding Options

Business Line of Credit

Revolving capital, ready when you need it

Cash flow is unpredictable. A business line of credit gives you a flexible, reusable source of funds—so you can respond quickly to unexpected costs or opportunities. Draw only what you need. Only pay for what you use.

Ideal for:

Credit Card Stacking

Zero-interest capital. Maximum control.

Our credit card stacking strategy helps you access multiple 0% APR business credit cards, giving you up to 18 months of interest-free funding. No loans. No collateral. No equity dilution.

Perfect for:

Explore our most popular and high-impact funding solutions — designed for speed, flexibility, and results across business and real estate needs.

SBA Loans

Government-backed loans for long-term growth.

Looking to buy real estate, acquire a competitor, refinance debt, or expand? SBA loans offer low interest rates and extended repayment terms backed by the federal government. Yes, there’s paperwork—but we handle it with you.

If you’re building something big and need capital with staying power, this is the way.

Merchant Cash Advance

Quick access to cash, no matter your credit.

A Merchant Cash Advance (MCA) gives you a lump sum of funding based on your future sales—repaid as a small percentage of your daily or weekly revenue. It’s fast, it’s simple, and it doesn’t require strong credit or collateral.

Use it for emergencies, payroll, or quick-turn opportunities that just can’t wait.

Not Sure What You Need?

That’s what we’re here for. Book a free strategy call with one of our funding specialists and we’ll walk you through your best options—no pressure, no obligation.

Ready to Get Funded?

Our team is ready to help you take the next step. Apply today and see what’s possible.

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