Flexible capital, whenever you need it.
A business line of credit gives you access to working capital that’s there when you need it—and not a second before. Draw what you need, repay on your schedule, and reuse the funds as often as you’d like. A business line of credit gives you access to working capital that’s there when you need it—and not a second before. Draw what you need, repay on your schedule, and reuse the funds as often as you’d like.
Whether it’s payroll, unexpected expenses, or a short-term growth push, a line of credit keeps your business moving without the hassle of reapplying every time.
Key Benefits
Only pay interest on what you use
Access up to $250,000 with fast approvals
Reuse your credit line without reapplying
Draw funds online, anytime
No collateral required for most businesses
How It Works
No obligation, no hidden fees.
Getting funded shouldn’t be complicated. At K1 Funding, we’ve designed a 3-step process to get you the capital you need—without delays or confusion.
Apply Online
Complete our short application form with basic business and personal information. It only takes a few minutes and won’t impact your credit score.
Review & Approval
Our team will quickly assess your application and may request a few supporting documents. You’ll receive a decision within 24–48 hours.
Get Funded
Once approved, review and sign your offer. Funds are deposited directly into your business bank account—often within 1–3 business days.