Real Estate Funding – K1 Funding

Flexible Real Estate Funding for Every Project

Whether you're flipping, building, or scaling a rental portfolio, K1 Funding delivers reliable capital fast. Our tailored solutions support investors at all levels—from first-time flippers to experienced developers—ensuring you never miss an opportunity due to financing delays or rigid terms.

Gap Funding

Cover the down payment or closing costs that traditional lenders won’t finance.

DSCR Rental Loans

Leverage rental income to qualify—ideal for long-term buy-and-hold investors.

Bridge Loans

Short-term financing to secure a property quickly or before permanent funding.

Fix & Flip Loans

Access fast capital to purchase and renovate investment properties.

Eligibility Requirements

Loan Terms & Rates

Flexible terms. Transparent pricing. Funding that fits your business.

At K1 Funding, we offer a variety of loan structures designed to match your unique goals and cash flow needs. Whether you’re looking for short-term agility or long-term stability, we’ve got you covered.

Typical Loan Terms

Loan Amounts

$10,000 – $2,000,000

Term Lengths

6 months to 5 years

Repayment Options

Daily, weekly, or monthly

Funding Speed

As fast as 24–72 hours

Competitive Rates

Rates Starting At

6.99% APR (varies by program)

No hidden fees

There's no hidden fee

Fixed or flexible

There's two payment options

Early payoff

Discounts available

Our Loan Process

No obligation, no hidden fees.

Getting funded shouldn’t be complicated. At K1 Funding, we’ve designed a 3-step process to get you the capital you need—without delays or confusion.

Apply Online

Complete our short application form with basic business and personal information. It only takes a few minutes and won’t impact your credit score.

Review & Approval

Our team will quickly assess your application and may request a few supporting documents. You’ll receive a decision within 24–48 hours.

Get Funded

Once approved, review and sign your offer. Funds are deposited directly into your business bank account—often within 1–3 business days.

Start My Application

Our Loan Benefits

Smart Capital, Real Results

At K1 Funding, our business loans are designed to give you the flexibility, speed, and support you need to keep growing—without the usual red tape.