Apply for Business Funds
Apply for Real Estate Funds

Secure Property Fast—Without Delaying the Deal

Our bridge loans are designed for real estate investors who need short-term capital to act quickly. Whether you're waiting on long-term financing, selling an existing property, or competing with all-cash buyers, K1 Funding provides the speed and flexibility you need to close fast and stay competitive.

Loan Amounts

$100K – $3M+

Terms

6 to 24 months

Interest-Only

Payments Available

Close in

As little as 5–10 days

Eligibility Requirements

  • Minimum 6 Months in Business
  • $10,000+ in Monthly Revenue
  • Valid Business Bank Account
  • U.S.-Based Business Entity
  • Fair to Good Credit (Preferred)

We may still have an option for you—reach out for a custom review.

Loan Terms & Rates

Flexible terms. Transparent pricing. Funding that fits your business.

At K1 Funding, we offer a variety of loan structures designed to match your unique goals and cash flow needs. Whether you’re looking for short-term agility or long-term stability, we’ve got you covered.

Apply Now

Typical Loan Terms

Loan Amounts

$10,000 – $2,000,000

Term Lengths

6 months to 5 years

Repayment Options

Daily, weekly, or monthly

Funding Speed

As fast as 24–72 hours

Competitive Rates

Rates Starting At

6.99% APR (varies by program)

No hidden fees

There's no hidden fee

Fixed or flexible

There's two payment options

Early payoff

Discounts available

Our Loan Process

Getting funded shouldn’t be complicated. At K1 Funding, we’ve designed a 3-step process to get you the capital you need—without delays or confusion.

1

Apply Online

Complete our short application form with basic business and personal information. It only takes a few minutes and won’t impact your credit score.

2

Review & Approval

Our team will quickly assess your application and may request a few supporting documents. You’ll receive a decision within 24–48 hours.

3

Get Funded

Once approved, review and sign your offer. Funds are deposited directly into your business bank account—often within 1–3 business days.

Your success starts here.

No obligation, no hidden fees.

Start My Application

Our Loan Benefits

Smart Capital, Real Results

At K1 Funding, our business loans are designed to give you the flexibility, speed, and support you need to keep growing—without the usual red tape.

  • 1. Fast Approvals
    Decisions within 24–48 hours
  • 2. Flexible Terms
    Tailored repayment options to match your cash flow
  • 3. No Collateral Required
    Most loans are unsecured
  • 4. Transparent Rates
    No hidden fees or surprises
  • 5. Personalized Support
    Dedicated funding advisors who understand your business

Popular Use Cases

Fuel Growth Where It Matters Most

At K1 Funding, our business loans are designed to give you the flexibility, speed, and support you need to keep growing—without the usual red tape.

  • Inventory Purchase
    Keep your shelves stocked and sales flowing
  • Marketing & Advertising
    Boost visibility and attract more customers
  • Staff Expansion
    Hire new talent or manage seasonal workforce
  • Equipment Upgrades
    Invest in tools that improve efficiency and output

Case Studies

Real stories. Real results. See how K1 Funding has empowered clients to grow, scale, and succeed with fast, flexible financing tailored to their needs.

Case Study: Fix & Flip Success

Client: Independent Real Estate Investor

Challenge:
Short on capital to renovate a promising property

Solution:
Received a $120K Fix & Flip loan within days

Result: Property flipped in 10 weeks with a 35% ROI

Case Study: E-Commerce Inventory

Client: Online Retail Brand

Challenge:
Missed sales opportunities due to limited stock

Solution:
$50K line of credit secured for restocking

Result: 200% increase in revenue during Q4

Case Study: Ground-Up Construction

Client: First-Time Developer

Challenge:
eeded $300K to start a 4-unit residential build

Solution:
Approved for a ground-up construction loan

Result: Completed the build under budget, pre-sold 3 of 4 units

Testimonials from Investors & Business Owners

Real stories. Real results. See how K1 Funding has empowered clients to grow, scale, and succeed with fast, flexible financing tailored to their needs.

K1 Funding made it happen—fast.

“I needed capital to finish a flip project and got approved within 24 hours. Simple process, no hidden fees. I’ll definitely use them again!”

Marcus R

Real Estate Investor

A reliable partner for business growth.

“Our business needed a quick injection of funds to launch a new product line. K1 Funding delivered exactly what they promised—fast, flexible financing with no stress.”

Sana A

E-commerce Business Owner

They understand what real estate investors need.

“I’ve worked with banks before, but nothing compares to K1’s speed and service. Their DSCR loan helped me expand my rental portfolio with ease.”

Jared M

Property Manager

K1 Funding made it happen—fast.

“I needed capital to finish a flip project and got approved within 24 hours. Simple process, no hidden fees. I’ll definitely use them again!”

Marcus R

Real Estate Investor

Bridge loan came through just in time.

“I was stuck between property deals, and K1’s bridge loan helped me close without missing a beat. Quick, professional, and exactly what I needed.”

Lena K

Commercial Developer

Trustworthy and transparent from start to finish.

“I’ve dealt with shady lenders before, so working with K1 was a breath of fresh air. They walked me through every step and delivered on their promise.”

Daniel T

Small Business Owner

Frequently Asked Questions

Find quick answers to the most common questions about our funding process.

https://k1funding.com/apply-now/real-estate/

A: In many cases, approvals happen within 24 hours, and funds can be disbursed in as little as 1–3 business days depending on the loan type.

A: No. We work with a wide range of credit profiles and focus on overall business or project potential—not just your credit score.

A: No upfront fees. We believe in transparency, and all costs are clearly outlined before you proceed.

A: We offer Business Loans, Fix & Flip Loans, DSCR Rental Loans, Bridge Loans, Gap Funding, Ground-Up Construction Loans, and more.

A: Absolutely. We specialize in helping startups and new investors secure the capital they need to grow.

Stay Ahead with K1 Insights

Subscribe to our newsletter for expert funding tips, market trends, and exclusive loan offers tailored for business owners and real estate investors.

Facebook Instagram Envelope
Scroll to Top